Privacy Policy

Effective Date: October 20, 2026

1. Introduction

Referko.in ("we", "our", or "us") is dedicated to protecting your privacy. This Privacy Policy details our practices concerning information collection, usage, and safeguarding when you visit our canonical website at https://referko.in.

2. Information We Do NOT Collect

Referko.in is a static content publication designed with privacy-by-default principles:

• We do not require public visitor registration or login accounts.
• We do not collect personal financial credentials, credit card details, or banking PINs.
• We do not operate intrusive cross-site behavioural tracking scripts or invasive third-party ad networks.

3. Outbound Links and Third-Party Sites

Our articles contain outbound links and referral invitations to third-party services (such as financial platforms, brokers, hosting services, and retailers). When you click an external link or claim a deal, you leave Referko.in and are redirected to the destination brand's domain. That third party's privacy policy and terms govern your transaction.

4. Server Logs & Cloudflare CDN Telemetry

Our website is hosted statically via Cloudflare Pages. Cloudflare may process basic network protocol metadata (such as IP addresses, user agent headers, and request timestamps) solely to defend against DDoS attacks, enforce TLS security, and cache content globally.

5. Cookie Usage

We do not utilize tracking cookies for public users. Local browser storage or clipboard APIs are only activated locally within your browser when you explicitly click the "Copy Code" button.

6. Changes to this Policy

Any updates to this policy will be posted on this page with an updated effective date.

7. Contact

For inquiries regarding our privacy practices, contact us at privacy@referko.in.